Personal Life Insurance
Personal Life insurance policies are all designed for different needs, some long term some short term. Whether you are looking for temporary life insurance protection, estate planning or for cash accumulation we have a life insurance policy that will provide security and peace of mind. High quality, competitively priced life 
insurance products, including permanent whole life insurance and term life insurance.
Whole Life Insurance is the right solution if you're looking for permanent life insurance that will produce a guaranteed cash value. These products are ideal for an initial life insurance purchase, to cover a child or grandchild or to assist in most any business situation. The cash value of this type of life insurance policy is accessible when you need it—for an emergency or an unexpected opportunity.
Below are some examples of the different types of whole life insurance
We also have term insurance, click here
Contact us today for more information at 866-866-2960
WHOLE LIFE | HIGH EARLY CASH VALUE (HECV)HECV | LIFE PAID UP AT AGE 65 |
Level premium whole life insurance that provides a guaranteed level face amount | Level premium whole life insurance providing a lifetime, level, guaranteed face amount | Level premium whole life insurance providing a level, guaranteed face amount |
Premiums are payable to age 100 | Premiums are payable to age 85 | Premiums are payable to age 65 |
Provides for cash accumulation and payment of dividends | Provides cash accumulation and payment of dividends | Provides cash accumulation and payment of dividends |
Waiver of Premium Rider (WP) provides premium payment protection in the event that the participant becomes totally disabled as described in the rider | Waiver of Premium Rider (WP) provides premium payment protection in the event that the participant becomes totally disabled as described in the rider | Waiver of Premium Rider (WP) provides premium payment protection in the event that the participant becomes totally disabled as described in the rider |
Offers guaranteed cash value of 90% of premiums paid into the policy at the end of the first year Cash value increases during years 2-5 equal to premiums paid Cash value at the end of five years equal to at least 98 percent of premiums paid | Policy is paid up by the age of 65 without additional premium payments |